How much stamp duty will I pay on a £300,000 house?

Moving home, £5,000. As a first-time buyer, nothing. For a second home or buy-to-let, £20,000.

Do first-time buyers pay stamp duty?

Not on the first £300,000. They pay 5% on the part from £300,001 to £500,000. Above £500,000 the relief disappears and the standard rates apply to the whole price.

Do I pay more stamp duty if I've been living abroad?

Usually yes: an extra 2% if you were in the UK for fewer than 183 days in the 12 months before buying. If you then spend at least 183 days in the UK in the following 12 months, you may be able to claim it back.

Buying costs

Stamp duty, worked out.

What you'll pay on a home in England, whether it's your first, your next, a second home, or you're moving back from abroad. Then the full cost of moving.

Purchase price£

Who's buying?

Moving homeReplacing your main homeFirst-time buyerNever owned a home anywhereAdditional propertySecond home or buy-to-let

I've been living outside the UKFewer than 183 days in the UK in the 12 months before buying. Adds 2%.

Stamp duty to pay

£5,000

1.7% of the price

Part of the price	Rate	Tax
£0 to £125,000	0%	£0
£125,000 to £250,000	2%	£2,500
£250,000 to £300,000	5%	£2,500

The full cost of moving

What you'll need on top of the deposit.

Typical figures to start from. Change any of them to match your quotes.

Solicitor (conveyancing)£Including VATSearches£Local authority, drainage, environmentalSurvey£RICS Level 2. Level 3 for older or unusual homes costs moreMortgage fees£Arrangement fee, if your lender charges oneRemovals£

Stamp duty: £5,000
Land Registry fee: £150
Solicitor and searches: £1,850
Survey: £600
Mortgage fees: £1,000
Removals: £1,000
Total: £9,600

Work out the monthly mortgage on a £300,000 home

Rates for England (and Northern Ireland), checked against gov.uk on 23 October 2026. Scotland and Wales have their own taxes. A guide, not tax advice: your solicitor will confirm the exact amount, and HMRC's own calculator is on gov.uk.

At local prices

Stamp duty on a typical home

Area	Typical price	Moving home	First-time buyer
Chesterfield	£198,000	£1,460	£0
Walton	£295,250	£4,762	£0
Bakewell	£377,500	£8,875	£3,875
Somersall & Brookside	£365,000	£8,250	£3,250

Typical price is the median sale in 2024 and 2025, from HM Land Registry.

Quick answers

How much stamp duty will I pay on a £300,000 house?: Moving home, £5,000. As a first-time buyer, nothing. For a second home or buy-to-let, £20,000.
Do first-time buyers pay stamp duty?: Not on the first £300,000. They pay 5% on the part from £300,001 to £500,000. Above £500,000 the relief disappears and the standard rates apply to the whole price.
Do I pay more stamp duty if I've been living abroad?: Usually yes: an extra 2% if you were in the UK for fewer than 183 days in the 12 months before buying. If you then spend at least 183 days in the UK in the following 12 months, you may be able to claim it back.